Two roadmap programs. The assessment routes you to yours.
Rapid tactical adjustments for borrowers who are 90 disciplined days from ready.
INVESTMENT
Flat fee dependent on if balance sheet requires extensive, complex debt restructuring, DTI optimization.
With 20% Honor Discount: $519.20
A systematic 6–12 month rebuild: resolution, seasoning and a savings system.
INVESTMENT
Setup + monthly retainer, 6–12 months.
With 20% Honor Discount: $159.20 + $95.20/mo
| The 90-Day Sprint | Path to Ownership | |
|---|---|---|
| Best for | Stable income, near-ready files | Structural rebuilds & seasoning |
| Duration | 90 days | 6 – 12 months |
| Credit utilization strategy | Compression under 10% | Rebuilt line by line |
| Collection resolution | — | Systematic & compliant |
| Trade-line seasoning | — | Extended track |
| Escrow savings matrix | — | Fully auditable |
| Underwriting Vault | Included | Included |
| Investment | $649 flat | $199 + $119/mo |
| With Honor Discount | $519.20 | $159.20 + $95.20/mo |